了解更多关于当你决定退休或自愿终止在72779太阳集团的工作时,你可以期待什么.

退休

健康和牙科保险

如果您在退休时是72779太阳集团健康和牙科计划的成员,并且年龄在65岁以下, 你可以作为退休人员继续享受保险. 你将为退休员工支付当前的保费,这将在每月的第一天到期. You can continue coverage under the plan until you reach the age of 65.

如果您的配偶和/或受抚养子女在您退休时已被您的计划覆盖,则您的配偶和/或受抚养子女也可以继续享受该计划的保障. Your spouse can continue coverage until he/she turns 65. 在你退休时已受保的19岁以下或26岁以下的子女(如为全日制学生),亦可继续受保,直至他/她不再符合受保人的要求为止.

人寿保险

作为72779太阳集团的全职员工,你有资格获得相当于你工资2.5倍的团体终身福利. 这项福利由学校支付. This amount reduces 35% if you are still actively employed at age 65. 作为72779太阳集团的退休人员, you will be eligible to continue to receive a portion of this group term life benefit. This benefit will continue to be paid for by the university. 福利金的数额将取决于你退休时的年龄和工资.

人寿保险福利金额将按以下公式计算:退休前基本团体人寿福利x 0.10.

养老金计划

To apply for your monthly pension benefit, you must first request a pension estimate. This should be done at least 30 days prior to retirement, and can be requested up to 90 days prior to retirement. 也是在这个时候, 你需要通知你的直接主管或部门主管你退休的打算. 一旦收到养恤金概算, 人力资源部会联系你,安排一个时间来完成你的养老金文书工作. Your pension benefit will be paid the first of the month following your retirement date. The benefit will continue to be paid on the first of each month thereafter. You may elect to have your monthly benefit direct deposited to your bank account, 或者寄到你的家庭住址.

作为雇主固定收益养老金计划的参与者,您可以访问退休重点服务中心-一个安全的客户服务中心,帮助您访问您的帐户信息. To set up your 退休的焦点 account, follow the easy steps in the 招生说明.

概要规划描述 退休的焦点 招生说明

员工学费福利

有15年或以上工作的退休人员在退休前有资格获得员工学费福利(ETB),只要班上有足够的非雇员学生,就允许旁听或参加学分的本科和研究生课程. 这项福利适用于全日制和非全日制本科和研究生学习,通过获得一个学士学位和一个硕士学位,利用大学的员工学费福利. 它不适用于房间, 餐, 书, 特别课程费用或除校董会规定的学费以外的任何其他收费.

如果您在退休前有资格享受这项福利,并且您退休时工作了15年或以上,那么您的配偶和受抚养子女也可以享受这项福利. 该福利适用于全日制和非全日制本科学习,通过获得一个学士学位. 它不适用于房间, 餐, 书, 特别课程费用或除校董会规定的学费以外的任何其他收费.

弹性开支帐户

如果你参加了医疗保健支出账户或家属护理支出账户, your enrollment will continue until the end of the month in which you retire. You may choose to continue contributions to the account by enrolling in COBRA coverage. 但是,请注意,这些扣除将不再与税前工资扣除一起进行. If you have questions concerning your flex spending account, please Blue Cross and Blue Shield of Alabama at 1-800-292-8868.

递延税项年金

如果你参加了延税年金, 您需要与您的递延纳税年金提供商联系,了解您的付款方式.

  • TIAA-CREF: 1-800-842-2776 Monday through Friday from 8 a.m. 到10点.m. 星期六9点.m. 到下午6点.m. 美国东部时间
  • AIG-VALIC: 1-800-248-2542
  • Fidelity Investments: 1-800-343-0860, Monday through Friday 8 a.m. 至东部时间午夜
  • GuideStone: 1-888-984-8433 Monday through Friday 7 a.m. 到下午6点.m. 中科
  • 美林:1-800-637-7455
  • 保险投资者:1-205-933-2920

休假时间

Unused vacation will not be paid out upon retirement from Samford.

COBRA延续保险

Under the Consolidated Omnibus Budget Reconciliation Act (COBRA), 在终止合同时享受Samford健康保险的雇员有资格继续享受长达18个月的保险. Other benefits, such as life insurance, may be eligible for portability. For details and applications, please contact the 好处 Coordinator at benefits@kblingfxtrade.com.

病假和私人时间

Sick and personal time will not be paid out upon retirement from Samford.

其他好处

As a retiree, you will be eligible for the following benefits:

  • You will be allowed to keep your Samford email address
  • You can continue to eat in the cafeteria at the employee rate, for example, $2 on Fridays
  • You will be eligible to receive free tickets to athletic and theater events
  • 了解更多 about information regarding retiree library privileges.
  • 以便在教职员工停车场停车, 临时停车证需要由交通运输部发给你. 获得通行证, please contact 运输 服务 at 205-726-4146 or send an email to parking@kblingfxtrade.com.
  • You may go by public safety to obtain a retiree ID badge.

自愿终止

健康和牙科保险

如果你是72779太阳集团健康和牙科计划的成员并终止你的雇佣关系, your coverage will continue through the end of the month in which you terminate, provided that you have paid the premium currently in effect for employees. 根据COBRA,您也有权通过支付目前有效的全额保费(雇主和雇员部分)来继续您的保险. 在您的终止时,将会寄给您一封更详细解释此保险范围的信件和一份COBRA延续保险的申请. Please contact human resources for further information about this coverage.

人寿保险

作为72779太阳集团的全职员工, you were enrolled in the group term life insurance, and you may have participated in the optional group term life insurance plan. If you would like to continue with Lincoln Financial life insurance, you must do so within 31 days of your termination date. 应您的要求,在终止时将向您邮寄一封信以及转换申请. If you have any questions, please contact human resources.

养老金计划

If you have completed five years of eligible service with 桑佛德大学, 你享有退休金计划的权利. 在您的终止之日起30个工作日内,您将收到一封邮件,通知您您的福利,并将包括如何以及何时开始每月福利的说明. If you have any questions concerning the pension plan, contact human resources.

员工学费福利

如果你在离职时参加了员工学费福利(ETB),你可能需要支付该学期ETB的部分价值. 如果您的终止日期是在您或您的配偶或家属收到ETB的期限结束之前, the student will be billed pro rata for the remaining value of the ETB for that term.

递延税项年金

如果你参加了延税年金 (TDA), 您需要联系您的TDA提供商以获取有关付款/展期选项的说明. The contact numbers for the providers are as follows:

  • TIAA-CREF: 1-800-842-2776 Monday–Friday, 8 am–10 pm 星期六9点m–6 pm 美国东部时间
  • 比尔·史密斯,1-800-892-5558分机. 88290
  • Fidelity Investments: 1-800-343-0860, Monday–Friday 8 am 至东部时间午夜
  • GuideStone: 1-888-984-8433 Monday–Friday, 7 am–6 pm 中科
  • Merril Lynch: Contact the Office of 人力资源
  • 保险 Investors: contact the Office of 人力资源

弹性开支帐户

如果你参加了医疗保健支出账户或家属护理支出账户, your enrollment will continue until the end of the month in which you terminate. If you have been reimbursed for more than you have contributed to the account, 您需要支付差额. 您可以选择继续向帐户供款,加入BCBS继续承保. 但是,请注意,这些扣除将不再与税前工资扣除一起进行. 如果您对您的灵活支出帐户有疑问或希望申请COBRA保险, 请致电1-800-213-7930与BCBS联系.

病假和私人时间

Sick and personal time will not be paid out upon termination from Samford.

休假时间

Unused vacation will not be paid out upon termination from Samford.

COBRA延续保险

Under the Consolidated Omnibus Budget Reconciliation Act (COBRA), 在终止合同时享受Samford健康保险的雇员有资格继续享受长达18个月的保险. Other benefits, such as life insurance, may be eligible for portability. For details and applications, please contact the 好处 Coordinator at benefits@kblingfxtrade.com.

终止时确认

If you terminate your employment with Samford following 10 or more years of service, 但不要退休, 大学将拨出相当于每一整年服务10美元的金额,作为预算单位主管认为合适的礼物, 午餐, 接收或其他认可. The Office of 人力资源 will fund such activity. For further information, please contact human resources.